Just a quick word on debt snowballing to finish out this series. I may provide some budgeting tips in the future from time-to-time as well! The general idea behind the debt snowball is that after you have established your initial savings fund, you start attacking debt with every bit of money you have left over with each… Continue reading Budgeting: The Debt Snowball
Welcome back to Week 3 in my short budgeting series! Some of you may have heard of a cash envelope system. I have read Dave Ramsey and know this is often recommended by him, as well as many other budgeting gurus out there. I both like and dislike this system. For individuals and families on… Continue reading Budgeting: Modified Cash Envelope System
I promise, I am trying to get back on track. I started a budgeting series and I plan to continue to share with you what I have learned. **Disclaimer: I am not a financial adviser or businesswoman. I am just a wife and soon-to-be mom who has been paying our bills for quite awhile, trying… Continue reading Budget: How to Create One
Today marks the day of a new small series I am starting about budgeting. As with many things, I am not an expert; however, I have tried many different approaches to budgeting and have found what works best for us right now. We used to have two full incomes, making our budget requirements A LOT… Continue reading New Mini-Series: Budgeting Tips & Tricks
Been awhile since I posted some budget-friendly ideas for life!!! We are definitely back on a more strict budget with all the happenings of the past year, so get ready for some more of this! As we all know, its been about 9 months since we moved into our first house and there is… Continue reading Front Door and Shutter Make-over!
Lance and I sit down to look at our budget every week. Mostly because one of us gets paid each week, but I think its a good idea anyway just to keep finances in check. We’ve been traveling a lot and moved, so our budget sort of got thrown out. Its there, but I almost… Continue reading Those Groceries Tho….
Having a budget is hard. #firstworldproblems But seriously. We all get caught up in the day-to-day of work, kids, routines, puppies, etc. Everyone has a routine. We all know I do. I have a hard time not having a routine. With that, I sometimes “forget” to go on dates with my boyfriend. Everything becomes monotonous. I know… Continue reading Cheap and Creative Date Nights
How many times have we all used this excuse for not eating well and spending money we don’t really have… Sure, I agree. There are certain times and locations when eating the local fare is a must. I am a huge foodie. Delicious food is my weakness. However, when I am traveling for work, taking a trip cross-country, or… Continue reading But I Was Traveling!
Finances have been a big topic in our house lately. As it true of most people, we have debt and our goal is to not have this debt. For months we have been tweaking our budget and trying new plans of attacking said debt. Our plan is constantly evolving. I would love nothing more than… Continue reading The 6-month Plan
Quick tips on coffee. 1) Buying coffee out is expensive. A small coffee from Starbucks is usually around $1.75. I usually buy Organic Free-Trade coffee priced anywhere from $8.99 to $13.99 per pound. Even at this more-expensive-than-Folgers price, I would start saving money anytime after my 8th 12-oz cup of coffee. And we all know that a… Continue reading Coffee. Hot. Iced. No discrimination.